Business Communications 128
PURPOSE: In preparation for writing an academic paper, students will do
library research on personal finance related topics.
Why bother with personal finance?
1) The right way to invest.
2) Avoid phishing schemes. Phishing
refers to the practice of e-mails being sent to users purporting to
be from institutions such as their bank and urging them to click on
a web link to update their online account information. The link
leads to a fake website where inputting details risks giving
fraudsters access to actual bank accounts. For example, one of the
most recently identified phishing
attacks is targeted towards fans of Harry Potter. The fraudulent
emails ask users to enter personal data in order to reserve a copy
of the new Harry Potter novel.
3) Avoid fraud investment schemes. Use the website
This website sponsored by a nonprofit seeks to educate you about
certain types of financial frauds, how these deals really work,
and how you can manage your risk of financial fraud. It is also a
clearinghouse of info on the latest financial and tax scams. The
brainchild of Jay D. Adkisson, an attorney and stockbroker "known
as one of the best asset protection planners in the U.S.
You must read books, articles and websites to understand
- Use Academic Onefile
to find articles from magazines such as Kiplingers, Forbes,
Gale Virtual Reference Library:
Database features a wide variety of eBook reference titles from
Thomson Gale, including:
of Small Business
Encyclopedia of E-Commerce
Profiles for Studies
of Business and Finance
- Find personal investment websites
Features a wide range of financial information on the
economy, markets, stocks, investments, funds and current
news impacting the financial world.
Focuses on financial news with sections devoted to
technology, industry, the economy, companies, and
Internal Revenue Service
Access and print tax forms and instructions, plus locate
helpful information on filing your returns.
The Motley Fool
A well organized resource for conducting stock research.
Features sections on retirement, investments, quotes, &
Features information for investors on banking, bill
payment, wills, taxes, retirement, budgeting, college
funding, loans, and mortgages.
The U.S. government's website dedicated to teaching the
basics about financial education.
A vast resource for both novice and experienced
investors with many tools for researching stocks and
planning investment strategies.
Dave Ramsey Commentator and author provides advice and resources
for those striving to be debt-free.
Consumer advocate and commentator: site features
articles and links to recommended services
Consumer and Financial Magazines
the Pig [American Institute of Certified Public
Accountants] - encourages and helps Americans aged 25 to
34 to take control of their personal finances and live
within their means.
Mapping Your Future
Though geared to
money and tools
for setting up
Gives ideas and
ways to met
paying off debt,
a handy glossary
users to share
Cost of Food at Home
[USDA] - Look for the
most recent data. Look
descriptions of the
amounts of food
purchased for the
various food plans.
the home price index to see the costs of home in different
on home refinancing, creating a budget, retirement planning and
CREDIT AND DEBT
Bureaus Consumer Credit Information
||Sponsored by the
Credit Reporting Agencies' trade group. Explains what a credit
report is, how mistakes can be corrected, and whether bad credit
can really be repaired.
financial site has a useful Debt Reduction Planner.