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Financial Aid Student Guide

This student guide is designed to help you understand what financial aid may be available to you and what you can do so that you may receive that financial aid. If this information does not answer your questions, our staff is available to assist you. Please call us at (619) 660-4201 or visit the Financial Aid Office in the One-Stop Student Services Center (Building A300) near the corner of Fury Lane and Rancho San Diego Parkway.


Cost & Awarding                                          

Family Contribution

It is expected that you or your parents have fa cost and awardthe first responsibility for paying for your college education. The information you report on your Free Application for Federal Student Aid (FAFSA) is used in calculating the amount of money the government believes you or your parents can contribute to pay for your college education.  This amount is called your expected family contribution (EFC) and it is based on various factors such as income, assets, family size, and benefits (for example, unemployment, or Social Security). All available resources, whatever the origin, must be reported as soon as they become known.  Failure to report resources may result in having to repay the Grossmont-Cuyamaca Community College District some or all funds that you have already received.  The following table shows examples of estimated average family contributions for a dependent student.

AVERAGE FAMILY CONTRIBUTION

Conditions Case 1
Case 2
Case 3
Case 3
Income $26,700 $41,00 64,500 80,000
Net Assets* $44,200 $44,200 $44,200 $44,200
Family Size 4 4 4 4
Age of Older Parent 45 45 45 45
Number in College
1 1 1 1
Expected Family Contribution (EFC)
$0 $2000 $7000 $12,700

*Assets do Not include home value or family business value.

NOTE: We must count the family contribution as a resource, if you are considered dependent, even though you may not be receiving any assistance from your parent(s).

              



– Dependent or Independent

Whether you are considered a dependent or independent student will determine whose financial information you will need to report on the FAFSA.  By federal regulation you are considered an “independent” student for the 2015-2016 academic year if at least one (1) of the following situations describes you:

  1. You were born before January 1, 1993.
  2. Both of your parents are deceased, or you are or were (until age 18) in foster care or a ward/dependent of the court.
  3. You are a veteran of the U.S. Armed Forces.
  4. You have children who receive more than half of their support from you.
  5. You have dependents (other than your children or spouse) who live with you and who receive more than half of their support from July 1, 2016 through June 30, 2017.
  6. You are married or separated but not divorced as of the date you complete the FAFSA.
  7. You will be working on a master’s or doctorate program during the school year 2016-2017.
  8. You are currently serving on active military duty for purposes other than training.
  9. You are an emancipated minor or in legal guardianship as determined by a court in your state of legal residence.
  10. You were an unaccompanied youth who was homeless on or after July 1, 2015 (status determined by high school district or director of an emergency shelter program, runaway or homeless youth basic center or transitional living program).

If you do not meet one (1) of the above requirements, you will be considered a “dependent” student for financial aid purposes.  You will be required to provide parent information whether or not you live with your parents or receive financial assistance from them.


IF YOU REMAIN UNCLEAR ABOUT YOUR DEPENDENCY STATUS INFORMATION CLICK ON THE VIDEO BELOW.




Financial Need

Your financial need is determined by subtracting your expected family contribution (EFC) from your standard student budget or cost of attendance (COA).

FINANCIAL NEED FORMULA

  Your standard student budget (how much it cost to attend)
- Your expected family contribution (EFC)
  = Your financial need

IF YOU ARE UNCLEAR ABOUT "FINANCIAL NEED" CLICK ON THE VIDEO BELOW.




The Financial Aid Office uses standard student budgets that are an estimate of how much it will cost a student to attend college.  Your actual costs may differ from our standard budgets.

STANDARD STUDENT BUDGETS FULL TIME ATTENDANCE
2016-2017
(HOW MUCH IT COSTS TO ATTEND)

Housing Status    Live With Parent(s) Live With Relatives/Friends Live away from Parents
Fees 1336 1336 1336
Books and Supplies 1700 1700 1700
Food & Housing 4600 8200 11300
Personal Expenses 2500 2800 2800
Transportation 1200 1200 1200
TOTAL $11336 $15236 $18336

– Additions to Budgets
  • Out of State Tuition cost per unit: ($200 subject to change).
  • Dependent Care Costs (must be documented).





Last Updated: 02/21/2018
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