Financial Aid Student Guide
This student guide is designed to help you understand what financial aid may be available
to you and what you can do so that you may receive that financial aid. If this information
does not answer your questions, our staff is available to assist you. Please call
us at (619) 660-4201 or visit the Financial Aid Office in the One-Stop Student Services
Center (Building A300) near the corner of Fury Lane and Rancho San Diego Parkway.
Financial Aid Programs
There are generally three types of financial aid: GRANTS — money that does not have to be repaid (unless you drop from school or owe a refund),
including scholarships; EMPLOYMENT — money you can earn through part-time work while attending school and LOANS — money you borrow that you must pay back in the future. Since many students are eligible
for more than one type of financial aid, we offer a “package” of aid.
Federal Pell Grant
The Federal Pell Grant is available for you as an undergraduate until you receive
your first bachelor’s degree or have received 12 full-time semesters of Pell Grant
aid. Federal Pell Grants range from $657 to $6195 per academic year depending upon
your Expected Family Contribution (EFC), your cost of attendance (COA), and your enrollment
status. Effective July 1, 2012, the maximum lifetime eligibility to receive a Pell
Grant is 12 full-time equivalent semesters (approximately 6 years). This limit includes all prior semesters of Pell Grant aid received at all prior
schools. After receiving 12 full-time equivalent semesters of Pell grant, eligibility
for Pell grant ends. For more information go to Federal Student Aid website.
FATV VIDEO - "WHAT IS PELL GRANT"
Federal Supplemental Educational Opportunity Grant (FSEOG)
FSEOG is a federal grant program for undergraduate students who have “exceptional
financial need,” and have not received a bachelor’s degree. First priority will be
given to students enrolled full-time who receive a Federal Pell Grant and show exceptional
financial need on a first-come, first-served basis. At Cuyamaca College, grant amounts
may range from $100 to $500 per academic year. For more information, go to Federal Student Aid website.
FATV VIDEO - "WHAT IS FSEOG"
Cal Grants are state grants managed by the California Student Aid Commission (CSAC)
and are for California residents or eligible non-residents who show financial need,
meet the program and academic requirements, and apply on time. There are two types
of Cal Grants: entitlement and competitive.
Cal Grant - Entitlement is an award that is guaranteed for every high school senior or recent high school
graduate that meets the program and academic requirements (at least a 3.0 GPA for
Cal Grant A; at least a 2.0 GPA for Cal Grant B), meets the family income and asset
ceilings, and applies on time.
Cal Grant - Competitive is for those that are not high school seniors or recent high school graduates. These
awards are not guaranteed and only a limited number are available each year. Half of the competitive awards are offered to students who meet the March 2 filing deadline. The
other half of the competitive awards are offered to students who are enrolled at a California Community
College for the fall term and have a GPA reported by the September 2 filing deadline.
To apply for a Cal Grant, submit a FAFSA and GPA Verification form postmarked by March 2nd or by September 2nd each year. For the September 2nd deadline,
grade point averages are automatically verified for Cuyamaca College Students who
have completed 16 or more college-level, units, by the Cuyamaca College Admissions
and Records Office. For more Cal Grant information visit the California Student Aid website.
Cal Grant A
Cal Grant A is an entitlement or a competitive grant. It is targeted toward students
with high GPAs and moderate income. This grant pays for tuition at tuition-charging
institutions. You cannot receive a Cal Grant A while enrolled at a community college. Community college students can have their grants put on “community college reserve”
for up to three years. Once you transfer to a tuition-charging institution your grant
can be used. The maximum award is $9,084 for students attending independent colleges
and universities, up to $12,294 for University of California students, and up to $5,472
for California State University students.
Cal Grant B
Cal Grant B is an entitlement or a competitive grant. It provides a living allowance
for low-income students and tuition payment for students’ second through fourth year
of study at tuition-charging institutions. For 2019-2020, the maximum living allowance
has been set at $1,672.
Cal Grant C
Cal Grant C is a competitive grant for vocational students who are enrolled in programs
from nine months to two years in length. Cal Grant C provides $547 a year for books,
tools & equipment. Cal Grant C pays up to $2,462 for tuition at tuition-charging
FATV VIDEO - "WHAT IS CAL GRANT"
Full Time Student Success Grant (FSSG)
A grant program specifically aimed at Cal Grant B recipients who are attending full
time. Approximate yearly amount is $1000. This program is funded by the State of
California and administered by the State Chancellor’s Office.
FATV VIDEO - "WHAT IS THE FSSG"
Student Success Completion Grant (SSCG)
A grant program specifically aimed at Cal Grant recipients who are attending full
time. For students enrolled in 12-14.5 units, the maximum semester amount is $649.
For students enrolled in 15 or more units, the maximum semester amount is $2000. Awards
are pending availability of funding. This program is funded by the State of California
and administered by the State Chancellor’s Office.
Extended Opportunity Program and Services (EOPS)
EOPS is a state funded program designed primarily for the recruitment and retention
of California residents who are considered educationally disadvantaged (as determined
by EOPS), have not completed more than 70 units of degree applicable coursework, are
enrolled full-time (12 units or more), and qualify for the Board of Governors Fee
Waiver, method A or B. For more information, go to the EOP Webpage.
FATV VIDEO - "WHAT IS EOPS"
Cooperative Agencies Resources for Education (CARE)
CARE is a state funded program designed to recruit and assist single parent recipients
of Temporary Assistance for Needy Families, (TANF), or Cal Works who would like to
attend college and are EOPS eligible. CARE provides support services and/or grant
funds to enable academic success and to assist students in attaining their career
and vocational goals. For more information, go to the Care Webpage.
FATV VIDEO - "WHAT IS THE CARE PROGRAM"
The California Chafee Grant Program is available for current or former foster youth
to use for career and technical training or college courses. The maximum grant amount
is $5000 per year. Students must be enrolled in six or more units each semester to
be eligible for the Chafee Grant. For questions regarding eligibility please contact
Pam Fleming in the Financial Aid Office at 619-660-4291.
FATV VIDEO - "WHAT'S A CHAFEE GRANT"
Child Development Grant
The Child Development Grant program is administered by the California Student Aid
Commission (CSAC). The program is designed for students who are attending a California
Community College or four-year institution and pursuing a Child Development permit
to teach or supervise in licensed children’s centers. At community colleges, you
can receive up to $1000 each academic year and you must sign a service commitment
agreement to provide one full year of service in a licensed children’s center for
every year you receive the grant. For more information, go to the California Student Aid
and search “Child Development Grant.”Bureau of Indian Affairs Higher Education Grants (BIA)
Individual tribes may provide money to help enrolled members pay for college. The
amounts of the grants vary according to the individual tribe. To apply, contact your
tribe. You may also contact The Bureau of Indian Affairs Tribal Operations in Sacramento,
at (916) 930-3680 or Riverside, at (951) 276-6624, or the San Diego Indian Human Resource
Center, Inc. at (619) 281-5964 to obtain tribe contact information. Complete appropriate
items and send it to the Financial Aid Office. A FAFSA must also be completed. Watch
for deadlines—each tribal agency establishes its own deadline.California College Promise Grant (CCPG) Formerly the Board of Governors Fee Waiver program (BOG)
This program waives the enrollment fee, and for some students the student center construction
fee and health fee. The California College Promise Grant is for residents of California
and Eligible Non-residents who have financial need. Students will be considered for
this fee waiver as part of the financial aid application process or you may apply
Once qualified, enrollment fees will be waived by the fee waiver for the rest of the
school year, including summer whether you are taking one class or more than one class.
You may apply by completing a Free Application for Federal Student Aid (FAFSA) at Federal Student Aid (FAFSA)
website OR by completing the online fee waiver application at Cuyamaca Financial Aid
Website and select “Apply for Financial Aid",then Promise Grant. The California College
Promise Grant will not be applied retroactively towards a prior semester’s mandatory
fees. The California College Promise Grant and all supporting documentation, and
a calculated EFC must be reviewed and approved by the last day of the semester or
your last day of your enrollment, whichever comes first.
FATV VIDEO - WHAT IS THE CALIFORNIA PROMISE GRANT
Scholarships are available throughout the academic year. It is
important to research and apply for any available scholarship. For additional scholarship
search information contact the Cuyamaca College Scholarship Specialist Ernie Williams
at (619) 660-4537, or visit the Cuyamaca College Scholarship
ALL scholarships and grants in excess of amounts used for payment of tuition, fees, books, supplies and equipment are considered taxable income for U.S. income tax purposes, and it is your responsibility to report this income on your tax return.
The Work-Study programs give students the opportunity to earn part or all of their
financial need by working on campus or off campus in community service positions while
they are in school. Examples of the jobs available are: teacher’s aide, clerk, grounds
person, custodian, and lab assistant. Your wage will be determined by the type and
difficulty of the work that you choose.
This type of part-time work can add to your educational experience and can be a valuable
asset when seeking employment after graduation. If you choose to reject your award,
it will not be replaced.
The Work-Study award reflects the amount of money that you are eligible to earn as
wages. Your placement on a job depends upon your skills, the availability of jobs
and the hours that you are available to work.Student Employment
The Career Center helps students find part-time employment in the community. All students
enrolled at Cuyamaca College are eligible for Student Placement Center services. For
more information visit the Career Center Services
FATV VIDEO - "WHAT IS A FEDERAL WORK-STUDY JOB?"
William D. Ford Federal Direct Loan Program
Cuyamaca College participates in the William D. Ford Federal Direct Loan Program by
offering subsidized and unsubsidized Direct Student Loans (Direct Loans). Federal
Direct Student Loans, subsidized or unsubsidized, are low-interest rate loans made
to students by the federal government.
The interest rate:
- Direct Subsidized Loan: These loans are available to students who demonstrate financial need. The federal government pays the interest
on this loan while you are in college and during deferment periods.
- Direct Unsubsidized Loan: These loans are available to all eligible students and are not based on financial
need. You are responsible for all interest payments (or capitalization of interest)
from the date the loan is disbursed.
As of July 1, 2017 the interest rate for a subsidized loan is fixed @ 4.45%
for subsidized loans disbursed from July 1, 2017 to June 30, 2018. The interest rate
for unsubsidized loans is fixed at 4.45%.The loan amounts: Freshmen
students may borrow a base amount of $3,500
(subsidized and/or unsubsidized); sophomore
students may borrow a base amount of $4,500
(subsidized and/or unsubsidized) per academic year.
Loan amounts for one semester only are one-half (1/2) the maximum yearly loan amount,
not to exceed need or cost of attendance.
FATV VIDEO - "KNOW YOUR LOANS"
Financial Aid Workshops
Exit Counseling PDF
Annual Security Report
Apply & Enroll